FMBGN-BTS-Most Homeowners Lose Money Before The Storm Hits

Denied or underpaid storm claims often come down to one brutal detail: you can’t get paid for what you can’t prove. We’re launching the Before The Storm series from Fort Myers Beach with building science investigator Shane Bailey, and we get intensely practical about hurricane preparedness that actually protects your home, your health, and your finances.

We talk through the unglamorous steps most people skip until it’s too late: reading your entire insurance policy, spotting exclusions, and understanding what your carrier expects you to do right after a storm. Then we get tactical about documentation for an insurance claim, including how to film your house, capture receipts and appraisals for jewelry and heirlooms, and build a usable home inventory. The goal is simple: turn “I think we had this” into clear evidence an adjuster can trust.

Recovery is not just cleanup, it’s moisture control. In Florida’s heat and humidity, mold can grow fast when the AC is out, so we discuss generators, getting the building back under conditioned air, and why photos plus moisture readings can strengthen water damage claims. We also cover how to choose a qualified third-party inspector, what credentials to look for, and how to avoid storm chasers who appear after disasters.

If you live in Southwest Florida or anywhere with hurricane risk, this is your reminder to prep while it’s calm. Subscribe, share this with a neighbor, and leave a review, then send us your questions or topics you want next.

Building Science Authority
Shane Bailey, MC, CRT, RMS, ICRA.
239-908-1287
Shane@buildingscienceauthority.com
https://buildingscienceauthority.com/